In accordance with RA No. 10173 (Data Privacy Act), I hereby consent to the collection, retention, processing, disclosure (as provided under applicable confidentiality and data privacy laws of the Philippines including all subsequent amendments or supplements there(to) of any personal, sensitive personal, and privileged information relating to me, whether provided by me or coming to the China Banking Corporation’s (hereafter referred to as “Company”) possession, and sharing of the said personal, sensitive personal and privileged information to the Company, its offices, branches, subsidiaries and affiliates, accredited third parties/vendors, credit reporting or credit reference agencies, credit protection provider, guarantee institutions, debt collection agencies, private regulatory organizations and other financial institutions, and other outsourced service providers engaged by the Company for the purposes reasonably required by the Company, for the Company’s conduct of everyday business, and/or only if required to do so by law or in good faith belief that such action is necessary to: (a) assess my suitability for employment with the Company or any of its subsidiaries; (b) submit reports to Senior Management on recruitment strategies and demographics; (c) submit reports to government agencies; (d) use as reference when conducting reference checks; (e) conduct background/credit investigation; (f) conform to the edicts of the law or comply with legal process served on the Company and its subsidiaries; (g) protect and defend the rights or property of the Company and its subsidiaries and (h) act under exigent circumstances to protect the personal safety of users of the Company and its subsidiaries or the public.
I shall notify the Company in writing, which must be acknowledged by the Company, if I do not consent to the aforementioned processing. I further acknowledge my right to information, access, correction, rectification, erasure of my personal, sensitive personal and privileged information, data portability, objection to processing and to file complaint under the Data Privacy Act. I agree that the Company may retain my personal information for as long as necessary for the fulfilment of the purpose for which it was collected and such other purposes that I may have consented from time to time, as required by pertinent laws and regulations, and provide information when required to do so in accordance with applicable laws, by court order, and jurisprudence.
If I provide the Company with any personal information relating to a third party (e.g. reference information, et.al.), I warrant to the Company that I have obtained the recorded consent of such third party to provide the Company with the third party’s personal information for the relevant purposes and can upon the Company’s consent request, submit the same for inspection.
I agree that the Company shall not be liable for any loss or damage arising from the Company’s disclosure of personal information for the above purposes.
A UITF is an open-ended pooled investment highly regulated by the Bangko Sentral ng Pilipinas (BSP). “Open-ended” means you can invest or redeem your investments at any time, subject to the UITF guidelines. “Pooled” means that your money is collectively invested by our fund managers with other investors’ money in various high-grade financial instruments—normally available only to big investors—with the aim of maximizing returns within reasonable risk levels.
China Bank UITFs and fund classifications
We offer eleven UITF products designed to match your risk tolerance and investment time horizon to help you achieve your financial goals.
Money Market FundA money market fund, like China Bank Money Market Fund, China Bank Short-Term Fund, China Bank Cash Fund, and China Bank Dollar Cash Fund (formerly Dollar Money Market Fund) is principally invested in short-term deposits and fixed-income securities with portfolio duration of one year or less, with the objective of preserving capital and generating income from low-risk investments.
Bond Fund A bond fund is invested purely in fixed-income securities with portfolio duration which may exceed one year. Longer-term bonds are more sensitive to interest rate changes than shorter-term bonds, but with higher accrual rates. Depending on your investment horizon, you can choose among China Bank Intermediate Fixed-Income Fund, an intermediate-term bond fund (up to three years), China Bank Fixed Income Fund, a long-term bond fund (over five years), and China Bank Dollar Fund, a dollar-denominated medium-term bond fund (up to 5 years).
Balanced FundA balanced fund, like China Bank Balanced Fund, is invested in a combination of fixed-income securities—for a steady inflow of earnings—and equities—for capital appreciation. The equity component, which can be up to a maximum of 60% of the fund, boosts the earning potential of the fund, but carries with it a higher probability of capital losses.
Equity Fund An equity fund, like China Bank Equity Fund, China Bank High Dividend Equity Fund and China Bank Philippine Equity Index Tracker Fund, is invested substantially in equities to maximize returns.
To invest in China Bank UITFs or to know more, please visit any China Bank branch or call China Bank Trust and Asset Management Group - Sales and Marketing Division at (632) 8885-5841 / 8885-5875 / 8672-9644 / 8230-6904, or email firstname.lastname@example.org